Certificate of Insurance (COI): A certificate of insurance (COI) is a document from your insurance agent that proves you have specific coverages and limits, and lists the certificate holder.
Why it matters to owner operators
Brokers require current COIs in your carrier packet and may ask to be named as certificate holder. Keep your agent ready to issue them quickly.
Example
A broker asks for a COI with its company name as certificate holder before approving a carrier.
Related terms
Compliance & Safety: Getting set up and staying compliant keeps your truck earning. We help new carriers with broker setup packets and certificates of insurance. Talk to our dispatch team or browse the full trucking glossary.
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