Bobtail Insurance: Bobtail insurance covers liability when a tractor is driven without a trailer attached. Some policies also apply when the truck is not under dispatch, so check the wording.
Why it matters to owner operators
It matters most in lease-on arrangements where the carrier’s policy applies only while you are under dispatch. Compare it with other coverage and understand what it does and does not cover.
Example
A leased-on driver drives the empty tractor to a repair shop and relies on bobtail coverage for that trip.
Related terms
Compliance & Safety: Getting set up and staying compliant keeps your truck earning. We help new carriers with broker setup packets and certificates of insurance. Talk to our dispatch team or browse the full trucking glossary.
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